Massage Therapy Liability Insurance

Massage therapy liability insurance protects massage therapists against lawsuits related to their professional services, covering legal fees and damages if they are sued for malpractice, negligence, or other professional errors.

Get A+ rated professional massage liability insurance that covers you in over 500 modalities nationwide.

Free CEs

Includes free and discounted online CEUs

Occurrence form coverage

Coverage for claims made after policy expiration

As low as $0.41/day

Costs as low as $0.41/day with the 2-year policy


Covers over 500 modalities and disciplines

Liability Insurance for Massage Therapists

Like any "hands-on" profession that deals with public health, massage therapy involves risk.

Without massage therapist professional liability insurance, a legal claim can cost an LMT a good reputation, thousands of dollars, and may ultimately put a professional massage therapist out of business.

MASSAGE Magazine began as a family-owned business in 1985 and is now backed by industry titans, Arthur J. Gallagher & Co. and an A+ rated (Superior) insurance company. We are still the same small team that has dedicated nearly 40 years to the massage & bodywork industry but our massage therapist liability insurance coverage and exclusive member benefits are now stronger and more dependable than ever.

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Relax, we've got you covered with our professional massage liability insurance with massage therapy liability insurance

How Much Does Massage Therapy Insurance Cost?

We have three policy options that range from $159 to $299. No matter which policy option you choose, massage professionals will be provided with the same comprehensive coverage limits. Click for more information about massage therapy insurance pricing

part-time policy

Do you practice fewer than 10 hours/week? Then this option is for you.
Cost to you: $0.43/day




  • Costs you only $0.43/day 
  • Instant proof of insurance certificate
  • Over $1,800 in industry discounts
2 year policy

Purchase our two-year policy option and lock-in an annual rate of only $149.
Cost to you: $0.41/day




  • Save $39 with this option
  • Over $1,800 in industry discounts
  • Instant proof of insurance certificate
liability insurance for massage therapists Liability insurance policy Limits

Massage Therapy Liability Insurance Limits

  • Professional & General Liability: $2,000,000 per occurrence / $3,000,000  annual aggregate
  • Personal Injury & Advertising Coverage: $2,000,000 annual aggregate
  • Identity Protection Coverage: $25,000

"Going on multiple years as a member. Very happy with insurance coverage, support, and CEU courses. Several options of coverage are offered as well."

January 2024

"Easy to sign up. Get the coverage so you have peace of mind. It's totally worth the money. Very reasonable. You can't not have it!"

January 2024

"I have held insurance with this carrier my entire career from 2000. It has always been a seamless process to renew with reminders and ease of updating and paying. It covers the many modalities that I use for bodywork and my Yoga and Movement practices."

January 2024

Free & Discounted Online NCBTMB CEs

30 Days of Free Professional Online Therapy

Over $1,800 in Industry Discounts

Identity Protection Plan

We Are Rated as "Excellent" 


Trusted by 200k Professionals for massage insurance

Trusted by Over 200,000 Licensed Massage Therapists & Bodywork Professionals

1. Get Insured in Minutes With an Instant Certificate

In as little as 5 minutes, you can receive immediate massage insurance coverage and proof of insurance. Our massage insurance application is designed to be quick and easy. To view requirements by state click here.

As soon as you are insured, you can immediately access our free online continuing education units. 

Instant coverage and proof of massage therapist liability insurance
500 modalities covered with our professional liability insurance for massage therapists

2. We Cover More Massage Modalities

We cover over 500 massage modalities including Deep Tissue, Fire Cupping, CranioSacral Therapy, Reiki, Swedish Massage, Shiatsu and many more. Click here to view the complete list of modalities covered.

In addition, our insurance policy covers your other career pursuits including Yoga, Cosmetology, Esthetics, Dance, Pilates and more. Read our liability insurance guide here.

3. Our Professional Massage Liability Insurance Policy is More Affordable

Great coverage in massage therapy shouldn't cost an arm and a leg.  That's why we work very hard to keep our insurance policy affordable and comprehensive. 

We don't ever want price to get in the way of you having the liability protection you need.  Our prices are more than 30% less than the competition.

MASSAGE Magazine built an Insurance Plus Marketplace where our insurance members can access group rates on health, dental and vision insurance plans for you and your family.

Our policyholders can rely on us for trustworthy information and transparent business practices.

Save you thousands with our massage therapist professional liability insurance

About Our Professional Liability Insurance Policy for Massage Therapists

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Massage Liability Insurance Coverage FAQs

What types of claims do massage professionals need massage insurance for?

What kinds of benefits are included with a massage therapy insurance policy?

How does the free continuing education program work?

Can a student in massage school get massage liability insurance?

How much does Massage Magazine massage therapy liability insurance cost?

Is mobile massage therapist insurance available?

What is the best massage therapy liability insurance coverage?

Why are massage insurance coverage limits important? 

Can I add additional businesses to a massage liability insurance policy?

What does the identity protection plan included with massage insurance provide?

How do I know if my modality is covered by Massage Magazine massage insurance?

Why does a massage therapist need massage insurance?

What is general liability insurance?

What is professional liability insurance?

What is the difference between occurrence form and claims made coverage?

What does the advertised price often include?

What difference does it make if I am an employee versus an independent contractor?

Does it make a difference if waivers are required or not?

What is the best way to use a website to get new business for a massage therapist?

Can I get a discount on a massage therapy liability insurance policy?

Do you offer resources for massage therapy insurance billing?

Do you offer daily payment options?

Ready to Protect Your Massage Career Today?

The Liability master policy is issued to the Healthcare Professionals Purchasing Group, LLC. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. is the insurance partner for Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc., a 50-state licensed broker, is the broker for all coverage under Healthcare Professionals Purchasing Group, LLC. Gallagher Affinity Insurance Services, Inc. also serves as excess and surplus lines broker for Healthcare Professionals Purchasing Group, LLC. Professional Liability and Commercial General Liability coverage under Healthcare Professionals Purchasing Group, LLC is underwritten in the surplus lines market by an A rated (Excellent) insurance company, per A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Healthcare Professionals Purchasing Group, LLC is for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Healthcare Professionals Purchasing Group, LLC is not an insurer. 8430 Enterprise Circle Suite 200, Lakewood Ranch, FL 34202