Professional Liability Policy for Reiki Practitioners
Get insurance coverage from a company trusted by bodyworkers for over 30 years!
Reiki and Bodywork Services Covered
Bonus Benefits Included
In addition to the limits listed above, we also offer 200+ Continuing Educations hours for FREE and a FREE professional website when you purchase a professional liability policy with us.
Why Do Reiki Therapists Need Liability Coverage?
It is important to consider that, although reiki and other forms of energy work usually do not involve physical contact, accidents can still happen that may be beyond your control. If one of your clients slips and falls in the lobby, falls off a table in your office or some other unforeseen event takes place, you will want to know that you are covered for these types of legal claims.
A claim can also arise if a client believes they were harmed by your lack of skill or competence, whether or not that is actually the case. An example would be, if a client came to see you for a reiki session and later believes that your therapy caused aggravation of a existing injury, they may decide to file a claim against you for damages.
A single insurance claim can cost you thousands of dollars in legal fees alone. Risks to your professional career are a reality and can be protected by an affordable reiki liability insurance policy from Massage Magazine.
Whether your state regulates reiki and requires you to have insurance or not, having coverage can give you peace of mind that expenses will not have to come directly out of your pocket, if a client were to file a claim against you.
What Type of Insurance Coverage Do I Need?
When comparing liability insurance for reiki, it is important to note that not all reiki polices are created equal. You will want to look for a policy that includes professional liability (coverage against malpractice), general liability (accidents such as trip and falls), and product liability (coverage for products that may be used during a session).
It is also important to note the limits of the liability insurance. Some insurance companies provide a shared limit, which means you share the money available with everyone insured with that company, and when the available limit is used up, you may not be covered. Massage Magazine Insurance Plus provides you with a $3 million individual annual aggregate and $2 million per occurrence.
Another important attribute to consider is whether the policy is occurrence form or claims made. With occurrence form, if there is a claim filed after your insurance expired, but the incidence occurred during the time you were insured, then you are covered. With claims-made, you would not be covered in this scenario.
Protect your reiki career with affordable liability insurance from MASSAGE Magazine
Trusted for over 30 years!
The Liability master policy is issued to the Insurance Plus Risk Purchasing Group, members of which are also members of Protection Plan Association, Inc. The Identity Protection Plan is powered by Identity Fraud, Inc., Walnut Creek, CA, whose members include members of Protection Plan Association, Inc. Protection Plan, Inc. is the insurance partner for Massage Magazine and Protection Plan Association, Inc. members. Willis of New York, Inc., a 50-state licensed broker, is the broker for all coverage under the Massage Magazine Insurance Plus program. Willis of New York, Inc. also serves as excess and surplus lines broker for the Massage Magazine Insurance Plus Program. Professional Liability and Commercial General Liability coverage under the Massage Magazine Insurance Plus program is underwritten in the surplus lines market by Aspen Specialty Insurance Company, which is rated A (Excellent) by A.M. Best Company. Persons insured by surplus lines companies are not eligible for recourse through any state guarantee fund for the obligations of an insolvent insurer. Massage Magazine Insurance Plus is included as a member benefit of Protection Plan Association, Inc., an association for health, wellness and beauty professionals and students created for the purpose of providing valuable and important benefits and services to its members. Neither Insurance Plus Risk Purchasing Group, Protection Plan Association, Inc., Protection Plan, Inc or Massage Magazine Insurance Plus are insurers. 820 A1A N Highway, Suite W18 Ponte Vedra Beach, FL 32082