Massage Insurance Designed For Your Practice
Trusted coverage for massage therapists, backed by Massage Magazine. Get liability protection for 500+ modalities, coverage wherever you practice, instant proof of insurance, and 50 free CE hours included, all for just $169/year.
Massage Therapy Liability Insurance Limits
Provides coverage for covered personal and advertising injury claims, such as certain privacy or marketing-related allegations.
Includes identity protection benefits for eligible identity theft–related expenses.
MM = 1 Million
Additional Policyholder Benefits Included:
Free & Discounted Online NCBTMB CEs
30 Days of Free Professional Online Therapy
Over $1,800 in Industry Discounts
Coverage for 500+ Massage & Wellness Modalities
Part-time Policy
Perfect if you practice fewer than 10 hours per week.
$
159 / 1 yr
1 Year Policy
Save more money by paying this total first year introductory rate.
$
169 / 1 yr
2 Year Policy
Best value—secure two years of coverage and a lower annual rate.
$
299 / 2 yr
($149.50/yr)
Real Protection for Real Situations
When the Unexpected Happens,
Massage Magazine Insurance Has Therapists Covered
See how trusted liability insurance supports massage professionals across the U.S. with coverage built for real-world practice—whether you work in a studio, spa, clinic, or on the go.
Professional Liability Coverage
Bodywork & Wellness Modalities Covered
A+
BBB Rating
Post-Session Soreness Claim
After a focused deep tissue session, your client reports expected tenderness. Two days later, they experience significant soreness and reduced range of motion, then allege your work caused an injury. They’re requesting reimbursement for medical visits and hinting at a professional negligence claim.
Professional Liability Protection
Your Massage Magazine Insurance professional liability coverage activates to provide the means for legal defense and to cover eligible settlements or judgments—up to $2 million per occurrence—so you can keep serving clients while the matter is handled appropriately.
Testimonial Consent Mix-Up
You share a glowing client text on Instagram—screenshot, first name, and city—without written permission. Days later, you receive a demand letter alleging invasion of privacy and unauthorized commercial use.
Personal & Advertising Injury Coverage
Your policy includes protection for covered personal and advertising injury claims, including certain privacy allegations. Massage Magazine Insurance provides financial protection and the means for legal defense, helping you address the situation and move forward.
Studio Trip-and-Fall
You host a small relaxation workshop at your studio. As attendees settle in, one participant catches their foot on a floor bolster and falls, resulting in a fractured wrist. They’re now facing surgery, therapy, and weeks away from hand-intensive work.
General Liability Coverage
General liability responds to covered third-party injuries that occur during your sessions, events, or on your premises. From medical expenses to legal costs and potential settlements, Massage Magazine Insurance helps keep one accident from derailing your practice.
Product Allergy Reaction
A new client requests light Swedish work. You use a hypoallergenic lotion, but later that evening they develop a rash and swelling. The client alleges the product used during the session caused a reaction and seeks reimbursement for urgent care, prescriptions, and time off work.
Professional Liability Protection
Your Professional Liability coverage provides protection for liability resulting from client injuries caused while using products within the scope of your professional licensure (for example, an allergic reaction to lotion used during a massage). The policy does not cover the sale, distribution, or manufacturing of any products.
Protect Your Massage Practice Today
Join thousands of therapists who trust Massage Magazine Insurance for comprehensive, affordable protection—wherever you practice in the U.S.
A+ BBB Rating
A-Rated Carrier
Instant Coverage
50 Free CE Hours
Trusted by Leading Companies
Rest assured you and your career are protected with Massage Magazine Insurance Plus. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
Top-Tier Financial Strength
Massage Magazine Insurance Plus is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
BBB A+ Accreditation
Massage Magazine Insurance Plus takes great pride in achieving an A+ accreditation from the Better Business Bureau. Trust is at the heart of our values, and we remain unwavering in our commitment to prioritizing our customer communities Since 2009.
Reviews For Our Massage Liability Insurance Plans
Trusted by Over 200,000 Licensed Massage Therapists & Bodywork Professionals
❝
Going on multiple years as a member. Very happy with insurance coverage, support, and CEU courses. Several options of coverage are offered as well.
Jayme
Massage Therapist | March 2025
❝
Easy to sign up. Get the coverage so you have peace of mind. It's totally worth the money. Very reasonable. You can't not have it!
Suzette
reiki practitioner | April 2025
❝
I have held insurance with this carrier my entire career from 2000. It has always been a seamless process to renew with reminders and ease of updating and paying. It covers the many modalities that I use for bodywork and my Yoga and Movement practices.
Kelly
Energy Healer | May 2025
What Our Professional
Massage Liability Insurance Policy Includes
Malpractice Insurance for Massage Therapists FAQs
Professional massage liability insurance provides coverage for a professional liability claim arising from massage services, such as allegations of negligence, improper technique, or client injury during treatment.
General liability insurance for massage therapists covers third-party bodily injury unrelated to technique itself, such as a client tripping over a massage table or being injured in your workspace. Both coverages work together to protect different types of risk within a massage practice.
Massage professionals with our policy get free access to 50 hours of NCBTMB-approved online courses through our official CE provider, Niel Asher Education. Learn at your own pace, take the exam, and receive instant proof of completion. This is included with every massage therapist insurance coverage plan.
Yes. Students can purchase affordable insurance for massage therapists for just $49/year. This provides the same comprehensive coverage as professional massage therapists, protecting you as you begin your career.
Yes. Our massage liability insurance covers your massage practice anywhere — studio, spa, clinic, home visits, or events. Policies are valid in all 50 states.
Yes. Massage professionals can add additional businesses or request an additional insured endorsement for landlords, event spaces, or employers. Add one business for $10/year, a two-year term for $15.95, or choose unlimited additional insureds for $30.
Yes. You can buy now and set your start date up to 3 months later. That way, your liability insurance for massage lines up perfectly with your career timeline.
Some insurance companies change pricing or rules depending on employment type. With our policy, massage professionals get the same affordable insurance and comprehensive coverage whether working as an employee, an independent contractor, or both.