Massage Therapy Liability Insurance
Protect your practice with general liability insurance and professional liability insurance coverage. Potential medical bills and costly claims covered, all for just $169/year.
Massage Therapy Liability Insurance Limits
Free & Discounted Online NCBTMB CEs
30 Days of Free Professional Online Therapy
Over $1,800 in Industry Discounts
Identity Theft Protection Plan
part-time policy
Perfect if you practice fewer than 10 hours
per week.
$
159
/1yr
1 year policy
Save more money by paying this total first year introductory rate.
$
169
/1yr
2 year policy
Best value — secure two years of coverage and a lower annual rate.
$
299
/yr
Trusted by Leading Companies
Rest assured you and your career are protected with Massage Magazine Insurance Plus. We're A-Rated (Superior) and backed by Arthur J. Gallagher.
Top-Tier Financial Strength
Massage Magazine Insurance Plus is backed by carriers rated A (Excellent) by AM Best—an independent global credit rating agency—ensuring reliable coverage and long-term financial stability.
Reviews For Our Massage Liability Insurance Plans
"Going on multiple years as a member. Very happy with insurance coverage, support, and CEU courses. Several options of coverage are offered as well."
JAYME
Massage Therapist
March 2025
"Easy to sign up. Get the coverage so you have peace of mind. It's totally worth the money. Very reasonable. You can't not have it!"
SUZETTE
reiki practitioner
April 2025
"I have held insurance with this carrier my entire career from 2000. It has always been a seamless process to renew with reminders and ease of updating and paying. It covers the many modalities that I use for bodywork and my Yoga and Movement practices."
KELLY
Energy Healer
May 2025
How Fast Can I Get Massage Therapy Liability Insurance?
In as little as five minutes, you can receive immediate massage therapy liability insurance coverage and an instant proof of insurance certificate. Coverage begins once you complete enrollment. Free online continuing education benefits are available once insured.
What Modalities Are Covered Under Massage Therapy Liability Insurance?
Massage Magazine covers more than 500 massage and bodywork modalities, including Deep Tissue, Swedish Massage, Shiatsu, Reiki, Hot Stone Massage, Fire Cupping, and many others. View the complete list of covered modalities to confirm your services are included.
When the Unexpected Happens, Massage Magazine Insurance Has Therapists Covered
See how trusted liability insurance supports massage professionals across the U.S. with coverage built for real-world practice—whether you work in a studio, spa, clinic, or on the go.
The Post-Session Soreness Claim
After a focused deep tissue session, your client reports expected tenderness. Two days later, they experience significant soreness and reduced range of motion, then allege your work caused an injury. They’re requesting reimbursement for medical visits and hinting at a professional negligence claim.
Your Massage Magazine Insurance professional liability coverage activates to provide the means for legal defense and to cover eligible settlements or judgments—up to $2 million per occurrence—so you can keep serving clients while the matter is handled appropriately.
The Testimonial Consent Mix-Up
You share a glowing client text on Instagram—screenshot, first name, and city—without written permission. Days later, you receive a demand letter alleging invasion of privacy and unauthorized commercial use.
Your policy includes protection for covered personal and advertising injury claims, including certain privacy allegations. Massage Magazine Insurance provides financial protection and the means for legal defense, helping you address the situation and move forward.
The Studio Trip-and-Fall
You host a small relaxation workshop at your studio. As attendees settle in, one participant catches their foot on a floor bolster and falls, resulting in a fractured wrist. They’re now facing surgery, therapy, and weeks away from hand-intensive work.
General liability responds to covered third-party injuries that occur during your sessions, events, or on your premises. From medical expenses to legal costs and potential settlements, Massage Magazine Insurance helps keep one accident from derailing your practice.
The Product Allergy Reaction
A new client requests light Swedish work. You use a hypoallergenic lotion, but later that evening they develop a rash and swelling. The client alleges the product used during the session caused a reaction and seeks reimbursement for urgent care, prescriptions, and time off work.
Your Professional Liability coverage provides protection for liability resulting from client injuries caused while using products within the scope of your professional licensure (for example, an allergic reaction to lotion used during a massage). The policy does not cover the sale, distribution, or manufacturing of any products.
Protect Your Massage Practice Today
Join thousands of therapists who trust Massage Magazine Insurance for comprehensive, affordable protection—wherever you practice in the U.S.
What Our Professional Massage Liability Insurance Policy Includes
Malpractice Insurance for Massage Therapists FAQs
What is the difference between professional liability and general liability insurance for massage therapists?
Does a Massage Liability Insurance Policy Include Free Continuing Education?
Can a student in massage school get massage liability insurance?
Does Massage Therapy Liability Insurance Cover Mobile Massage?
Can I add additional businesses or additional insureds to my policy?
Can I choose when my massage therapist insurance coverage starts?
What’s the difference between liability insurance for employees and independent contractors?
Ready to Protect Your Massage Career Today?